Introduction

This document sets forth the terms and conditions ("Terms and Conditions") governing your use of the Internet web site operated by the Spears Rochester Group, located at "srg-pr.com" (the "Site"), and the information and services made available on and through the Site. Please read these Terms and Conditions carefully. These Terms and Conditions will form a binding Agreement between you, the user, and the Spears Rochester Group.

Acceptance of Terms and Conditions

Your use of the Site indicates your acceptance of these Terms and Conditions. If you do not accept these Terms and Conditions, you may not use the Site. The use of the Site is a privilege. Please review these Terms and Conditions each time you use the Site as they are subject to change at any time by the Spears Rochester Group without notice to you. Any changes to these Terms and Conditions will be effective immediately upon posting to the Site. the Spears Rochester Group reserves the right to suspend your use of the Site for any reason at any time, in its sole discretion.

Intellectual Property

Some text, graphics, designs, logos, button icons, images, audio clips, data compilations and information ("Content") contained on the Site are owned or controlled by the Spears Rochester Group or its respective owners and are protected by United States and international copyright laws. Certain graphics, designs, logos and images on the Site are owned or controlled by Guardian. You may download Content solely for your personal use for non-commercial purposes. You may not modify or further reproduce the Content for any purpose whatsoever.

All logos and trademarks displayed on the Site are registered trademarks or trademarks of the Spears Rochester Group or are the marks, trade names, trade dress of their respective owners. Depictions of products or services on the Site are trademarks of their respective owners ("Trademarks") and are protected in the United States and internationally. No use of any Trademarks may be made without the prior written authorization of the Spears Rochester Group or the respective owners of the Trademarks except to identify the products or services associated therewith.

Nothing contained herein shall be construed as conferring any license or right to any patents, copyright or trademark embodied in the Site. All right, title and interest in the Content and the Trademarks shall reside solely with the Spears Rochester Group or the respective owners thereof.

the Spears Rochester Group does not want to receive confidential or proprietary information from you through the Site and any information or material sent to the Spears Rochester Group through the Site in respect of any products or service referenced or offered on the Site will be deemed NOT to be confidential. By sending the Spears Rochester Group any information or material regarding our services, you grant the Spears Rochester Group an unlimited, worldwide, irrevocable right and license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that the Spears Rochester Group is free to use any ideas, inventions, concepts, know-how or techniques that you send the Spears Rochester Group for any purpose. Such purposes may include disclosure to third parties and/or developing, manufacturing and/or marketing goods or services.

Representations of User

By using the Site, you hereby represent and warrant that: (i) all information contained in any submission by you is either owned by you or rights have been granted to you permitting you to disseminate the information as set forth in these Terms and Conditions; and (ii) the information contained in any submissions by you does not infringe on the intellectual property rights of others, including but not limited to, copyright, trademark, patent, or trade secret rights.

Limitations on Information Submitted

Any submission of information by you through the Site or to the Spears Rochester Group is subject to the following guidelines and restrictions:

It may not contain URLs or links to any other Internet web sites; It may not contain copyrighted material (unless you own the copyright or have the owner's permission to post the copyrighted material); It may not contain trade secrets (unless you own them or have the owner's permission to post them); It may not contain material that infringes on the intellectual property rights of others, including but not limited to copyright, trademark, patent, or trade secret rights; It may not contain information that is known by you to be untrue, false or misleading or that does not fairly or accurately depict or describe the subject matter that is the subject of the information posted by you; It may not present information which impersonates another person, whether living or dead, misstate the identity of any person, or misstate or mislead as to gender or age; It may not contain viruses, bots, Trojan horses or other programs or information which disrupts or interferes with the operation of the Site; It may not be sent for the purpose of "flooding", "mailbombing" or "crashing" the Site; You may not solicit money, investments or make any offering of securities or investments; You may not submit chain letters or pyramid schemes.

Monitoring of Information

the Spears Rochester Group does not assume any obligation to review the accuracy, completeness, truthfulness or content of any information submitted to the Site by you, other users of the Site, or of companies offering products or services on the Site. Notwithstanding, the Spears Rochester Group may in its discretion review information submitted to the Site for any purpose whatsoever and it reserves the right, in its sole discretion, to reject any information submitted to the Site for any reason whatsoever.

Hyperlinks

From time to time, as a convenience to you, the Site may include links to third party web sites, or permit third parties to link to this Site. Links to or from a third party web site, whether provided by the Spears Rochester Group or not, do not imply any affiliation between the Spears Rochester Groupand the site owner, or an endorsement of such third party sites. We may cancel any link at any time and will remove any link from this Site upon request from the owner of the linked site. Such requests should be sent to our web site administrator, via the form contatc section.

Availability

Not all of the products and services described on this Site are available in all geographic areas of the world. You may not be eligible for all of the described products or services and we reserve the right to determine the eligibility of any user for any product or service. The pages relating to each product or service may provide additional information on the availability of each product or service and may contain additional terms governing eligibility.

Children

This Site does not intend to market any products or services to children. the Spears Rochester Group does not knowingly gather, or solicit data, from children through this Site for marketing purposes.

Accuracy of Content

the Spears Rochester Group will make every reasonable effort to include accurate and up to date content on the Site. Notwithstanding, the Spears Rochester Group provides such content for informational purposes only and does not warrant or represent that descriptions of services or other content contained on the Site is complete, accurate, reliable, current or error-free.

Disclaimer

THE SITE AND THE INFORMATION ON THIS SITE IS PROVIDED AS IS WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. the Spears Rochester Group MAKES NO REPRESENTATION OR WARRANTY THAT THE INFORMATION CONTAINED ON THIS SITE WILL BE CURRENT, TIMELY, COMPLETE, ACCURATE OR ERROR FREE. the Spears Rochester Group HAS NOT REVIEWED ALL THE SITES THAT MAY BE LINKED TO ITS SITE AND DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE CONTENT OF ANY OFF-SITE PAGES OR ANY OTHER SITES LINKED TO THESE SITES. YOUR LINKS TO SUCH SITES IS AT YOUR OWN RISK. TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT ACCESSIBLE ON THE SITE, OR ANY OTHER WEB SITE TO WHICH THIS SITE LINKS, IS WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED. IN NO EVENT SHALL the Spears Rochester Group BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY PROFITS, BUSINESS INTERRUPTION OR OTHERWISE. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD the Spears Rochester Group HARMLESS FROM AND AGAINST ANY AND ALL LIABILITY, CLAIMS, CAUSES OF ACTIONS, DAMAGES, COSTS AND EXPENSES, INCLUDING BUT NOT LIMITED TO, ATTORNEYS FEES AND COSTS OF SUIT, ARISING OUT OF YOUR BREACH OF THESE TERMS AND CONDITIONS.

Governing Law and Venue

These Terms and conditions are governed by the internal substantive laws of the State of Colorado in the United States of America, without respect to its conflict of laws principles. Jurisdiction and venue for any claims arising under from the use of the Site or these Terms and Conditions shall lie exclusively with the state and federal courts within the State of Colorado. You hereby irrevocably consent to the jurisdiction of the state and federal courts within the State of Colorado. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. The failure of the Spears Rochester Group to enforce any term or condition of these Terms and Conditions shall not be deemed a waiver thereof and shall not prevent its later enforcement.

Changes

The information contained in these Terms and Conditions may be changed or updated by the Spears Rochester Group from time to time and without prior notice by posting the modified Terms and Conditions to the Site. the Spears Rochester Group may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice. It is your obligation to review these Terms and Conditions on an ongoing basis. Your continued use of the Site constitutes your agreement to these Terms and Conditions. If at any time you do not agree to these Terms and Conditions, you must cease your use of this Site.

Privacy Policy

the Spears Rochester Group, and its affiliates, related companies, agents, and licensors (collectively "the Spears Rochester Group"), is committed to protecting your privacy and the security of all data on this site. To demonstrate this commitment, we have adopted this privacy policy ("Privacy Policy"). Our policy is based on the principles of notice/awareness, choice/consent, access/participation and integrity/security in the collection and use of all information regarding our users and their activities at the "srg-pr.com" web site ("Site"). Please review this policy each time you use the Site as it is subject to change at any time by the Spears Rochester Group without notice to you. It is your obligation to review this Privacy Policy from time to time. By accessing the Site you are indicating your agreement to this Privacy Policy. Any changes to the Privacy Policy will be effective immediately upon posting to this Site.

Notice of our Policy

This policy tells you, among other things, what information we gather from you, how we may use or disclose that information and our efforts to protect it. Please read this policy carefully, and feel free to contact our Webmaster if you have any questions regarding its contents.

What Types of Information are Collected and Why?

Information submitted by you

At times, we may ask you to provide information about yourself or your companies in order to better serve you. For example, some of the information collected may include name, title, company, address, phone number, email address, and other relevant data. We do not require this information to obtain access to any area of our site. This information allows us to contact you should the need arise or to respond appropriately to your request for services.

Information collected by Cookies

We may also make use of website "cookies" to help you use our services more easily and to help us continuously improve our website and our service to you. A "cookie" is a small data file that a website can send to your browser, which may then be stored on your hard drive to help our website "remember" information about you when you return to our website, such as your preferences for our website or account id's. Our cookies do not read data off of your hard drive, read cookie files created by other websites or track any personal information about you. You may have the option of setting your browser to reject cookies, however, doing so may negatively impact upon the performance of the Site or restrict us in better serving your needs and interests. The "help" portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.

How Does the Spears Rochester Group Use My Information?

User Identification

We will retain this information on a secure server so that on re-visiting our web-site, you will not need to re-enter that information. the Spears Rochester Group may use this information in an aggregated form to measure number of visits, average time spent on the site, pages viewed, and other relevant statistics. the Spears Rochester Group collects this information to measure the use of our site and to improve the content of our site.

We use your personally identifying information to identify you as a user of the Site and to assist and speed the completion of transactions on the Site. We may use your email address to contact you directly regarding services or products that we believe may be of interest to you. We may also use information collected about your preferences and activities at the Site, such as the particular pages you request at the Site and purchases or other transactions you effect through the Site, we may vary the content you receive in future visits to the Site based on your preferences and activities.

Disclosure of Aggregate Information
We may combine your personally identifying information, and information about your preferences and activities, with those of all or a particular group of our users to prepare collective profiles of our users and their activities for our internal use. For example, we may track the number of our users who view certain pages or use certain features or compile the total dollar amount of sales conducted through the Site in a particular geographic region or to track purchasing trends. Such information, and other information we derive from individual users' information, allows us to continue to grow and provide you with quality information through more accurate marketing and advertising of the Site. We may share aggregated information concerning our users, without attribution of personal information, to our advertisers and other companies with whom we conduct business.

No Disclosure of Personal Information to Outside Parties We do not disclose your personal information that you provide or that we collect, such as your name, address, email address, telephone number, account numbers, etc. to any persons outside of the Spears Rochester Group. We will not lease, license, sublicense, rent, transfer, disclose, disseminate or otherwise grant access to the information we collect from you from the Site to any persons outside of the Spears Rochester Group. We will, however, comply with any court order or other requirement of law which requires us to disclose your personal information.

What Does the Spears Rochester Group do to Keep This Site Secure?

We may use industry-standard encryption methods to transmit your personal registration information from your computer to ours across the Internet, and we may restrict access to any transactional portions of the Site to computers running web browsers that support Secure Socket Layer ("SSL") protocol. To use this protection technology, you need to have an SSL-capable browser.

Our website may contain "links" to other sites, and we cannot and are not responsible for maintaining your privacy once you leave our site. We attempt to only link to sites that share our high standards and respect for privacy. If you provide any information to parties who operate Web sites that are linked to or from the Site, different rules may apply to their collection, use or disclosure of your personal information. We encourage you to review other sites' policies before revealing any sensitive or personal information. Under no circumstances shall the Spears Rochester Grouphave any liability whatsoever for the activities conducted by or at any Web site accessed from or through the Site.

Regardless of the precautions taken by us we cannot ensure or warrant the security of any information you transmit to us, and you transmit such information at your own risk.

What You Can Do To Protect Your Information

Use only secure sites when disclosing your personally identifiable information. Secure pages begin with 'https'. Avoid easy to figure out access and personal ID (PIN) codes. Never respond to unsolicited requests for your social security number (SSN) or financial data. Do not disclose your passwords to the Site or your account information to any other person. Special Policy on Information Regarding Children (persons under 13 years of age) The Site is not directed to children, and the Spears Rochester Group does not knowingly collect any personal information from children. If you are concerned about your child's use of the Site, you may use web filtering technology to supervise or limit access to the Site.